Digital Wallets & Crypto Payments

AIGard builds digital wallets and payment flows that let users hold and move digital assets securely, with the checks regulated businesses need.

The work typically covers:

• Wallet application development
• Key management and security
• Payment and checkout integration
• Transaction monitoring
• Identity verification integration
• Web and mobile apps

Digital Wallets & Crypto Payments is usually the right investment in one or more of these situations:

• You want to accept digital asset payments
• Your product needs an embedded wallet
• Users need to hold assets securely
• You're building a fintech product

On a 30-minute scoping call we confirm whether it fits your case and recommend a team shape and first milestones.

AIGard protects private keys with established key management practices, and we agree the custody model with you at the start.

The custody model shapes how keys are held and used, so it is settled in scoping before development begins. Key management and security are a core part of the wallet applications we build, across web and mobile.

AIGard integrates identity verification and transaction monitoring tools into wallets and payment flows. You remain responsible for your regulatory obligations.

Our role is to build the checks a regulated business needs into the product. Deciding which obligations apply, and confirming they are met, stays with you, and we recommend defining those requirements before development begins so the integrations are built to them.

By proving the hardest assumption first. We scope a contained first milestone that tests technical feasibility before committing the full budget.

That gives you evidence for the next investment decision rather than a forecast.

Engineers are matched to your stack and domain at the first vetting stage, and you interview them before they join.

If we do not have the right specialists for a requirement, we will say so on the scoping call.

For Digital Wallets & Crypto Payments, AIGard engineers typically work with React, Swift, Kotlin, Node.js and TypeScript.

The stack is selected to fit the systems you already run, and engineers are matched to it before they join.

Digital Wallets & Crypto Payments is available through any of AIGard’s three engagement models: staff augmentation, where engineers join your team; a dedicated team that runs the workstream; or software outsourcing, where AIGard delivers a defined project.

The choice depends on how much of the delivery you want to manage, and it can change later under the same agreement.

Engineers typically start within two to four weeks of the scoping call. The exact date depends on the roles, seniority and number of people required.

We confirm a realistic start date in writing before you commit, and you meet the proposed engineers before work begins.

AIGard engineers typically cost 30–50% less than the fully loaded cost of a comparable US-based hire, with no recruiting fees, benefits overhead or insurance costs on your side.

The figure for a specific engagement depends on the model, the roles, the seniority mix and the size of the team. We issue a written proposal after the scoping call, so the commercial terms are agreed before any work starts.

NDAs are signed before any access is given, and engineers work inside your environment under least-privilege access, with permissions limited to their responsibilities.

Access is reviewed as roles change and removed when work ends. Our practices align with ISO 27001, SOC 2, GDPR and HIPAA, with PII masking, encryption and audit logging built into data work. We review your access policies, data-handling needs and vendor requirements during scoping.

You do. Intellectual property assignment is written into every contract, in every engagement model.

That covers source code, designs, documentation, data, models and prompts produced for you. Third-party components and their licenses are identified, so ownership is clear at handover.